Embrace Pet Insurance

Coverage lines

• I am so confused with the negative reviews when looking at reviews for Embrace. I had a sick dog that turned 3 yrs. old in December that we had to say goodbye to this past January which was very unexpected. My sweet dog suddenly had health issues that started the end of September. Embrace was amazing with everything they covered. The amount of vet visits and hospitalizations are too numerous to believe. The correspondence was fantastic, reimbursement was a quick turnaround and I just cannot say enough positive things! It might matter what type of coverage you took out with them as far a

  Jan E. · 3 months ago · Google review

• PREDATORY PRACTICES: Embrace Ignores Specialist Evidence to Deny $6,638 ClaimDo not trust They are using circular, junk-science logic to deny a $6,638 diagnostic claim for my cat’s bone-eroding pathology 。They claim a common runny nose from Feb 2025 is the same as 2026 Erosive Rhinitis。Their logic? Since I didn't perform a $6,000 CT scan for a minor sneeze a year ago, they can "assume" any future issue is pre-existing。This is an impossible standard of care.Even when a DACVIM Specialist clarified that the conditions are unrelated and the previous infection was never proven, Embrace refused to

  Kyle Zheng · 3 months ago · Google review

• I purchased an Embrace policy for my dog and maintained coverage for approximately three years because I believed it would provide peace of mind and affordable protection as he entered his senior years. During that time, I paid approximately $190 per month and submitted only four claims, none of which were paid. My premium remained relatively stable, so I had no reason to believe a significant increase was coming. Less than 30 days before renewal, I received a one page notice informing me that my premium would increase from approximately $190 per month to $502 per month. No meaningful explan

  Cameron Salehi · a week ago · Google review